![]() ![]() Home equity lines of credit - or HELOCs - can be a good way to finance a detached structure or any home improvement. ![]() Bear in mind, you’ll be paying back interest on top of your loan amount. With both options, you’ll be responsible for making consistent monthly payments or risk the health of your credit score. Many personal loans come with repayment terms of one to 10 years, while home equity loans and HELOCs could have repayment periods of up to 30 years.
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